Your Home Deserves Real Protection

Comprehensive home insurance that covers the place you call home — and everything in it.

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Coverage That Fits the Way You Live

Flexible plans built for homeowners, renters, landlords, and first-time buyers alike.

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Peace of Mind at Home, Every Day

From unexpected damage to theft and liability — we've got your home covered.

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Protection for Every Type of Home

Whether you own, rent, or are just getting started, our plans are built around your property and your lifestyle.

Homeowners

Full structural and contents coverage to protect the investment you've made in your property.

Renters

Contents and liability coverage that safeguards what you own, even when you don't own the building.

Landlords

Tailored protection for rental properties — buildings, liability, and loss of rental income included.

First-Time Buyers

Simple, straightforward coverage to protect your new home from the very first day.

Home Insurance That Works as Hard as You Do

At ClarHome, we believe your home is one of the most important things you'll ever protect. That's why we've built home insurance that's clear, thorough, and genuinely responsive — so when something goes wrong, you're not left navigating it alone.

Our plans cover everything from structural damage and personal belongings to liability and temporary accommodation costs. We pair broad coverage with a streamlined claims process so you can focus on getting back to normal, not chasing paperwork.

Every policy is explained in plain language, with advisors available to walk you through your options at any point. With ClarHome, protecting your home is one less thing to worry about.

  • • Clear policies with no hidden conditions
  • • Fast, straightforward claims handling
  • • Coverage for buildings, contents, and liability
  • • Support available whenever you need it
About ClarHome

Why Choose ClarHome?

Hassle-Free Claims

Our streamlined claims process helps get your home back to normal as quickly as possible.

Flexible Coverage Options

Choose from a range of plans tailored to your property type, size, and personal priorities.

24/7 Support

Home emergencies don't keep office hours. Our support team is available around the clock.

Our Home Insurance Products

A complete range of coverage options built to protect every part of your home and household.

Buildings Insurance

Buildings Insurance

Covers the physical structure of your home against fire, storm damage, flooding, and more.

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Contents Insurance

Contents Insurance

Protects your personal belongings — furniture, electronics, and more — inside your home.

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Home Liability

Home Liability Coverage

Covers you if someone is injured on your property or if you accidentally damage a neighbour's belongings.

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What Sets Us Apart

No Surprises at Claim Time

We explain your coverage fully before you sign — so when you need us, there are no unexpected exclusions or confusion.

Manage Everything Online

Access your policy, submit claims, and update your details through a clean, easy-to-use digital platform.

Built for Modern Homes

From smart home devices to home office equipment, our plans reflect how people actually live and work at home today.

Tailored to Your Property

We take time to understand your home before recommending coverage — because a flat and a detached house have very different needs.

Responsive Claims Team

When something goes wrong at home, our dedicated claims team moves quickly to assess, guide, and resolve your situation.

Protection Beyond Four Walls

Select plans extend to outbuildings, gardens, and personal belongings taken outside the home.

What Our Customers Say

"When a burst pipe caused serious damage to our kitchen, the team at ClarHome handled the claim with speed and genuine care. We were back to normal faster than we expected."

– James & Karen H.

"As a first-time homeowner I was overwhelmed by all the options. ClarHome made it simple — they explained everything clearly and put together a plan that actually made sense for my home."

– Aisha M.

Getting Covered is Simple

From your first question to your active policy, every step is designed to be clear, quick, and stress-free.

Request a Personalised Quote

Tell us about your property and we'll prepare a coverage quote matched to your home's specific needs.

Choose Your Plan

Compare your options and select the level of protection that suits your property and priorities.

Talk to a Specialist

Have questions? Our home insurance specialists are ready to give you clear, honest answers.

Frequently Asked Questions

Common questions from homeowners and renters before they get covered.

Buildings insurance covers the physical structure of your home — walls, roof, floors, windows, and permanent fixtures — against events such as fire, storm damage, flooding, and subsidence. It typically also covers outbuildings like garages and sheds.
Yes. Your landlord's insurance typically covers the building itself but not your personal belongings. Contents insurance protects your furniture, electronics, clothing, and valuables against loss, damage, or theft.
Absolutely. Your circumstances can change — you might renovate, acquire new valuables, or take in a lodger. We make it easy to update your policy at any time by contacting our team or logging into your account online.
Accidental damage can be included as an add-on to your buildings or contents coverage. It covers unintentional damage such as spills on carpets, broken windows, or damage to fixtures. Our advisors can help you decide if it's right for your home.

How It Works

Getting your home insured with ClarHome takes just three straightforward steps.

1

Tell Us About Your Home

Share details about your property, location, and what you'd like covered. It only takes a few minutes.

2

Choose Your Coverage

Review your personalised options and select the plan that fits your home and your priorities.

3

Activate Your Policy

Confirm your plan and your home is covered. Manage everything online or reach us whenever you need support.

Protect Your Home Today

Join homeowners and renters who trust ClarHome to keep their properties and belongings properly covered.

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